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Personal and Commercial Insurance in Chattanooga, TN

Since opening our doors in 2003, River City Insurance has been dedicated to serving the greater Chattanooga area with quality insurance solutions. Specializing in commercial and personal insurance coverage, our team of experienced agents are dedicated to matching our clients with the right policies. Licensed in Tennessee and Georgia, we regularly write policies for individuals and businesses in Red Bank, Chattanooga, Hixson, and the surrounding areas.

From humble home office beginnings, River City Insurance has since grown to a full-service agency. We are proud to serve the community where we live and work, and we make a point to support other local organizations such as the Chattanooga Area Chamber and Lions Club.

Protecting Assets with Home Insurance, Auto Insurance, Business Insurance and More

We are able to offer our clients an array of personal products such as auto insurance and home insurance. However, we have developed a niche in commercial insurance and often insure businesses with important coverages like workers compensation and commercial auto insurance.

From churches to restaurants, we can tailor coverage to fit the needs of a variety of businesses. In some instances, our clients may also choose to bundle their coverage in the form of a home and auto policy or business owners policy (BOP) for increased protection and savings.

After working with our clients to identify risks and needs, we turn to trusted, high-quality carriers such as Erie, Nationwide, and Travelers to find the best and most cost-effective policy. Once we have worked with our providers and clients to find the perfect coverage, we will conduct policy reviews to ensure it is still the right fit.

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Accessible Agents Working for You

Our experienced staff of agents enjoy building relationships with our clients and insuring them for every stage of life. In the era of automated messages, we make a point to speak to our clients personally and we will always answer the phone during business hours. Please contact us to learn more about our products and services.

Additional Resources

Tennessee Department of Commerce and Insurance

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC)

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA)

Locally owned and operated, River City Insurance has delivered quality insurance solutions to individuals in Tennessee and Georgia, specializing in Auto, Homeowners, and Life insurance coverage. Our insurance professionals are committed to helping you find a policy that fits your needs. We focus on providing individualized attention and exceptional customer service to create an experience that’s difficult to find in today’s market. At River City Insurance, we’ll work with you to ensure that you and those you care about most are protected.



Our Location

River City Insurance

3320 Dayton Blvd
Chattanooga, TN 37415

Phone Number:

Main office: 423-425-9312
Fax: 423-843-2554

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed


Jim has been my agent, my Dad's agent and my children's agent for years. We also send many of our credit union clients to River City Insurance and we know that they will be treated professionally, promptly and fairly.

Manager of local Federal Credit Union
Jim gave us better coverage and saved us money. I would encourage any Church to let Jim give you a quote.

Director of Missions, Copper Basin Baptist Association
Jim saved me money and his staff does a great job servicing what I send them.

Local Mortgage Banker
River City Insurance shops your coverage to find the right coverage and company at the right price.

Director of Operations at a local Mortgage Company
Jim has been my agent for years and he has done a great job.

Co-owner White and Peels Automotive Repair