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Jim and his team are incredibly professional and easy to work with. I have personally used Jim and referred him to clients for commercial projects, workers comp, liability, and flood. If he can not save you money or give you better coverage, he will advise you to stay with current insurance broker or refer you to someone to better help your need, This is not an attribute found in many Insurance companies, which is why I will always go there first.

Matt B.

Golf Cart Insurance in Chattanooga, TN and Hixson, TN

Prepare Before you Putt

Whether you're spending a beautiful day on the course, in a country club or around a campus or community, a golf cart is a convenient and fun mode of transportation.

But even with low top speeds, accidents are always possible and it's best to make sure you are covered before you get behind the wheel. At River City Insurance, we offer Golf Cart insurance to clients in Chattanooga, Hixson, Ooltewah and all surrounding communities.

Swing for the Right Coverage

Depending on your state's laws and how you use your cart, different forms of insurance may be required for different situations. Homeowner's associations may also dictate certain rules for golf cart use. Golf cart insurance policies can come in a variety of forms, including:

Accessory Coverage
Bodily Injury Liability
Collision Coverage
Comprehensive Coverage
Guest Passenger Liability
Liability Coverage
Medical Payments Coverage
Property Damage Liability
Transport Trailer Coverage
Uninsured/Underinsured Motorist Coverage

Bundling multiple recreational vehicles into a single policy could save you in the long run, as could bundling a golf cart policy with a homeowner's insurance policy or personal umbrella policy. Your age and driving history will likely factor into the costs of your golf cart insurance. Keep in mind that if you have custom parts added to your cart, these may be subject to additional policies in order to be covered.

Keep your Coverage up to Par

Figuring out the proper golf cart insurance isn't a simple task. Before you hit the grass (or asphalt), get in touch with the team at River City Insurance to find a golf cart insurance policy that works for you.