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As a former insurance agent from another state, I feel that I have a reasonable idea of what to expect from an independent agency. River City has consistently exceeded my expectations! They are always friendly, warm, and professional. I feel that they work hard to ensure that my little account is taken care of, and they treat me as a valued customer. They have gone beyond the call for me and as long as I live in Tennessee, they will be my agency!

Fay P.

Boat Insurance in Chattanooga, TN

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from River City Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

Yachts
Performance Boats
Sail Boats
Bass Boats
Jet Skis
WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

Vandalism
Collision with another boat or object
Theft
Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

Bodily Injury payments
Damage to another’s property
Medical Payments
Guest Passenger Liability

Additional Coverage Options

At River City Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from River City Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.