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As a former insurance agent from another state, I feel that I have a reasonable idea of what to expect from an independent agency. River City has consistently exceeded my expectations! They are always friendly, warm, and professional. I feel that they work hard to ensure that my little account is taken care of, and they treat me as a valued customer. They have gone beyond the call for me and as long as I live in Tennessee, they will be my agency!

Fay P.

Personal Umbrella Insurance in Chattanooga, TN

Be Ready for Anything and Everything

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from River City Insurance will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy from River City Insurance works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

Car Accidents
Accidental injuries on your property
Accidents involving your boat, ATV, or other recreational vehicle
Golf Course Injuries
Defense fees and other legal costs
Personal Injury Coverage for claims of libel, slander, and more

At River City Insurance, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.