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Jim has been my agent, my Dad's agent and my children's agent for years. We also send many of our credit union clients to River City Insurance and we know that they will be treated professionally, promptly and fairly.

Manager of local Federal Credit Union

Key Person (Key Men) Insurance in Chattanooga, TN

Employees are Valuable Assets Too

Many companies have important key figures whose expertise and talents are crucial to maintaining profitable and productive business operations. From the savvy and influential executive to the creative thinker behind the company’s greatest ideas, River City Insurance knows that some talent is simply too difficult to replace.

Key Person, or Key Men, Insurance provides financial support for business owners in the event that death or permanent disability results in the loss of an employee who is essential to business operations. This policy helps assure that business can continue as planned while you look for a suitable replacement. In addition, it affirms the importance of the talent that the Key Person brings to your business.

Several business benefits are built into your Key Person Insurance policy with River City Insurance, such as:

Coverage that acts as a business asset for enhancing your company’s creditworthiness
Cash value of the policy that may be available to your business as a loan if needed
A policy that can be converted to a retirement bonus for the key employee

At River City Insurance, our professional and knowledgeable insurance specialists are sensitive to your needs as a business owner and dedicated to providing all of your commercial insurance solutions. Talk to a representative today to learn more about what Key Person Life Insurance can do for your business.