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High Value Home Insurance in Chattanooga, TN

Protecting homes and assets throughout Tennessee

As a high value homeowner, you deserve quality coverage for the right price – not just the minimum protection. At River City Insurance, we specialize in providing comprehensive high value homeowners insurance to protect the homes and assets of residents located in Chattanooga and surrounding areas throughout Tennessee.

We are independently owned and operated and have been since our start. This gives us the freedom to work with many top-rated companies – allowing us to create an insurance plan to fit your individual needs.

Our comprehensive high value insurance plan is set up to protect your home, and your assets. We work with a diverse group of carriers and underwriters who are prepared to create a plan that will cover your high value items including your pool and collectables, to covering damages and replacement costs from natural disasters or theft.

Knowledgeable agents working for you

Our team of agents take the time to gather information about your home and your assets, and complete underwriting. From there, we are able to get a quote from our carriers, and make sure the coverage fits and is as extensive as possible. We take the time to review this with our clients on an individual basis, and make recommendations before finalizing the plan.

Contact us today to learn more about our high value home insurance options. To get started on a policy, request a quote

Our Location

River City Insurance

3320 Dayton Blvd
Chattanooga, TN 37415
Main office: 423-425-9312
Fax: 423-843-2554

Our Providers


Jim has been my agent, my Dad's agent and my children's agent for years. We also send many of our credit union clients to River City Insurance and we know that they will be treated professionally, promptly and fairly.

Manager of local Federal Credit Union
Jim gave us better coverage and saved us money. I would encourage any Church to let Jim give you a quote.

Director of Missions, Copper Basin Baptist Association
Jim saved me money and his staff does a great job servicing what I send them.

Local Mortgage Banker
River City Insurance shops your coverage to find the right coverage and company at the right price.

Director of Operations at a local Mortgage Company
Jim has been my agent for years and he has done a great job.

Co-owner White and Peels Automotive Repair